family in front of a house

Your Kearney Mortgage Team

Whether you’re purchasing your first home in Kearney, moving across town or building a new home, Pinnacle Bank’s mortgage experts are dedicated to helping you. 

With over 50 years of combined mortgage experience, Deb and Lori have the knowledge and expertise you need to buy a new home with confidence. When it’s time to apply, you can count on us to make your experience as stress-free as possible. We’ll work to give you all the information and guidance you need along your homebuying journey.

We’re here to answer any questions you have, so you can pick the financing solution that is best for you.

  • New Home Construction Loans
  • Conventional Loans
  • First-Time Homebuyer Loans
  • Veteran Affairs (VA) Loans
  • Federal Housing Administration (FHA) Loans
  • Nebraska Investment Finance Authority (NIFA) Loans
  • Rural Development (RD) Loans

Limited Time Offer: Purchase a new home before the end of July and if rates drop, Pinnacle Bank will refinance your loan to the lower rate AND will waive processing and underwriting fees!

  • Start on your loan application now! Offer is valid for all loans closed between January 1, 2023, to July 31, 2023.
  • If rates drop*, refinance your loan to the lower rate before July 31, 2024 to have processing and underwriting fees waived!


  • Loan must close with Pinnacle Bank between January 1, 2023, and July 31, 2023
  • Borrower must make 6 payments (with no late or missed payments)
  • Interest Rates must decrease by at least .50%
  • Refinance must close before July 31, 2024

*Interest rate on refinance must reduce interest rate by a minimum of .50% from original loan rate and must have a net tangible benefit. Conditions and restrictions apply. Not all applicants will qualify. Loan approval is subject to final underwriting review and approval. Contact your loan officer for more information. Offer only eligible for secondary market loans.

Stop in or contact one of our mortgage lenders today!

Lori Leonard

Lori Leonard

NMLS #441805

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Deb Young

Deb Young

NMLS #441815

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Loans subject to credit approval.