Remember when we were kids and got rewarded for setting money aside for a rainy day? Well this account is a grown up version of that, only better.

Not only do you start out with a great interest rate on your money, but it keeps getting better. The more you save, the more you earn. Because, as your balance grows, so does your interest rate.

You can open an account with as little as $100. There are no fees when you keep your balance above $1,000 and your number of withdrawals at 6 or fewer. If you fall below the minimum balance there is a $10 service charge, and if you exceed 6 transactions per month, the per debit fee is just $3 for each debit over six.  And to help make your money more accessible, you get free access to several payment tools:

• Visa Credit Card  with  UChoose Rewards
• Online Banking
• Online Bill Pay
• Mobile Banking  with mobile deposits
• Account Alerts

This account requires a minimum $100 opening deposit.