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PinnCheck Market Account

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Remember when we were kids and got rewarded for setting money aside for a rainy day? Well this account is a grown up version of that, only better.

Not only do you start out with a great interest rate on your money, but it keeps getting better. The more you save, the more you earn. Because, as your balance grows, so does your interest rate.

You can open an account with as little as $100. There are no fees when you keep your balance above $1,000 and your number of withdrawals at 6 or fewer. If you fall below the minimum balance there is a $10 service charge, and if you exceed 6 transactions per statement cycle, the per debit fee is just $3 for each debit over six.  And to help make your money more accessible, you get free access to several payment tools:

This account requires a minimum $100 opening deposit.

Today's Rates

Interest Rate and APY

PinnCheck Market Interest Rate Annual Percentage Yield
$0.00-$9,999.99 0.89% 0.89%
$10,000.00-$24,999.99 0.97% 0.97%
$25,000.00-$49,999.99 1.09% 1.10%
$50,000.00-$99,999.99 1.33% 1.34%
$100,000.00-$249,999.99 1.74% 1.75%
$250,000.00 and up 2.06% 2.08%


Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.



Easy to open


No fees with minimum balance of $1,000 and no more than 6 debits each statement cycle


The bigger your balance, the more interest you earn


Access your money whenever you need it

Savings Calculator

All fields are required.

Please enter a value between 1 and 9,999,999.
Please enter a value between 1 and 9,999,999.
Please enter a value between 0 and 10.
Please enter a value between 1 and 99.


This calculator is to be used for estimation purposes only. Years to reach saving goals are based on interest compounded monthly. We are showing you your potential account balance based on the amount invested, selected interest rate and length of time you choose to grow your savings. Since it is up to customers to correctly input rates and terms the financial institution is not responsible for its accuracy and the results are not guaranteed.

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