Back to Savings
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PinnSavings Account

Get Started

From humble beginnings comes greatness, like when seeds become a harvested crop.

The same can be said for starting a savings account, even with as little as $100. With our competitive interest rates, you’ll see it grow.

What’s even better about this account is the lack of fees. As long as you maintain a daily balance of $100 or more per calendar month, there’s no service charge. If you do fall below the minimum daily balance, there is a $1 service charge. You can also make up to six withdrawals per calendar month, regardless of the method of withdrawal (transfer, check, ACH, automatic sweep, in-person, etc.) at no charge. Each additional withdrawal will incur a $1.00 service charge.

This account requires a minimum $100 opening deposit.

Features of PinnSavings

Minimum Balance




Maintenance Fee

None, as long as you maintain the minimum daily $100 balance

Activity Fee

None, unless you make more than 6 withdrawals per calendar month

Today's Rates

0.86% Annual Percentage Yield

Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.


Savings Calculator

All fields are required

You would need to start with $0 to reach your target.

Start Your Application With Confidence

Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.

Complete Your Application In 5 Minutes

  1. Tell us about yourself
  2. Customize your account preferences
  3. Complete your initial deposit

What You'll Need To Apply

  • Name, Address, Phone and Social Security Number or ITIN
  • Valid ID (driver's license, state ID, passport)
  • $100 minimum opening deposit from a card or bank account

Open In Minutes

Apply Now

Need Help With Savings?

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Saving Your Money has Never Been Simpler

Anytime is a great time to start saving money to invest later. Read our helpful information on how to start saving up for your retirement, dream home, business, car, and more.
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Easy Tips for Saving

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Easy Tips for Saving

Saving for the future can seem like a daunting task. Read our helpful articles for easy tips on how to save without breaking the budget.
  • Our Ultimate Guide to Emergency Funds and Savings Tips

  • How to Save for a Dream Vacation Without Breaking the Bank

  • How to Save Money by Planning Your Meals


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