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Diamond Secure Account

Personal Checking Made Safe and Secure
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More Than Just a Checking Account

There's plenty that comes with a Diamond Secure Checking Account, including a VISA Debit Card, free online and mobile banking, electronic statements and no minimum balance. Plus, pay family and friends with Zelle, use free online bill pay or transfer funds using TransferNow.

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Identity Theft Monitoring and Resolution

Not only will IDProtect monitor over 1,000 databases and public records to track suspicious activity, but an IDProtect fraud resolution specialist will help you every step of the way should you become a victim of identity theft.

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Extensive Cell Phone Protection

In the event your cell phone is stolen or damaged, you're eligible for up to $300 in reimbursement costs. Coverage requires a $50 deductible with a maximum of two claims per year.

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Safeguard Your Debit Cards

Use our mobile banking app to manage when and how your card(s) is used, set spending limits and alerts for all transactions, even turn your card(s) on and off as needed.

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Customize Your Account Benefits

While there are plenty of benefits and services that come with an account, you might want to make some personal adjustments. For an additional $10 per month, you can customize the features within your account and receive more benefits too.

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Features of Diamond Secure Account

Service Charge

$4 service charge per statement cycle. No fee for electronic statements. Additional $5 paper statement fee per statement.

Minimum Balance

No minimum balance. $100 minimum balance to open.

Interest Rate

This account is non-interest bearing.


IDProtect Identity Theft Protection Service. Cellular Telephone Protection.

Disclaimer: This account is only $4 per statement cycle. Special Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits for complete details of coverage and exclusions. Coverage is provided through the company and in the Guide to Benefits.

Benefits for Students

If you're currently in school, then we'd like to make life a little easier by offering several benefits to choose from when you open your account.

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Benefits for Seniors

If you're a senior, then make the most of it financially by choosing from a number of benefits when you open your account.

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Benefits for Military

We believe in doing a little more for account holders in the military, which is why there are several benefits to choose from when opening your account.

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Start Your Application With Confidence

Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.

Complete Your Application In 5 Minutes

  1. Tell us about yourself
  2. Customize your account preferences
  3. Complete your initial deposit

What You'll Need To Apply

  • Name, Address, Phone and Social Security Number or ITIN
  • Valid ID (driver's license, state ID, passport)
  • $100 minimum opening deposit from a card or bank account

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Get More With These Helpful Products and Services

Electronic Banking

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Bank On Your Own Terms with Mobile and Online Banking Options

Mobile and online banking options like online bill pay, contactless payments and remote deposits let you bank remotely at your convenience.
  • Online Banking lets you do everything, right from the comfort of your own compu…

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Savings and Investments

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Saving Your Money has Never Been Simpler

Anytime is a great time to start saving money to invest later. Read our helpful information on how to start saving up for your retirement, dream home, business, car, and more.
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Preventing Fraud


Protect Yourself From Financial Fraud and Scams

In a world of online banking, fraud and scams can happen at any time. Learn how to protect yourself from fraudulent scammers using our helpful information.
  • Remote Banking Options Have Made Cybersecurity Even More Essential

  • Learn How to Spot Fraudulent Emails Before It's Too Late

  • Avoid Check Fraud By Transferring Money or Paying Online

  • Know What's Happening With Your Money The Moment It Occurs