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Personal Savings Accounts

Explore Your Savings Options

Personal Savings Options

PinnSavings Account

Low $200 Minimum Balance
Only $100 to open
Competitive interest rate
For people just starting to save, just the basics. With a low minimum daily balance of only $200, this account is great for the beginning saver. The service charge is only $3.00 per calendar month. You can also make up to six withdrawals per calendar month, regardless of the method of withdrawal (transfer, check, ACH, automatic sweep, in-person, etc.) at no charge. Each additional withdrawal will incur a $1.00 service charge.

PinnCheck Market Account

Only $100 to open
Premium tiered variable interest rates
Low $1,500 Minimum Balance
For customers who carry a larger balance and want to earn a higher rates. With balances greater than $1,500, you can avoid the $15.00 service charge. You can also make up to six withdrawals per calendar month, regardless of the method of withdrawal (transfer, check, ACH, automatic sweep, in-person, etc.) at no charge. Each additional withdrawal will incur a $3.00 service charge.

Frequently Asked Questions

You've got questions, we've got answers. If you can't find the answer here, give your local branch a call and we'll be happy to discuss.

Personal Savings

Are there fees associated with savings accounts?

Fees are dependent upon the account opened. Some accounts have a maintenance fee and/or activity fees, depending upon the minimum balance or services requested.

Can I set up automatic transfers to my savings account?

Yes, this is a great way to build your savings nest egg.

Can I use my savings account for everyday transactions?

It's a good idea to set aside savings for a rainy day or a large purchase. Use a Pinnacle Bank checking account for everyday transactions to avoid fees.

Do interest rates change?

Yes, interest rates on deposit accounts are variable and can change at any time. You can check your current rate using our online banking service.

How do I open a savings account?

You can open your account online or at your local branch.

How is interest calculated on savings accounts?

We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the principal in the account each day.

How often can I withdraw money from my savings account?

All savings accounts allow 6 withdrawals per calendar month.

What is the interest rate on savings accounts?

Interest rates on Savings Accounts are variable and can change any time. Each market sets their rates locally, so check with your local branch to determine your rate.

What is the minimum balance requirement?

Our PinnSavings Account has a low $200 minimum balance requirement. PinnCheck Market requires a $1,500 minimum balance.

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