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Relationship Account

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Relationships Count

We’d like to think the connection between you and your bank goes a lot deeper than just money. That’s why this account gives you access to wide range of added features, including interest. And as long as you keep at least an average balance of $15,000 per statement cycle in your account, you won’t pay a fee for any of the conveniences. You can also get this account without a fee by maintaining $50,000 in total deposits per statement cycle with our bank across all your personal accounts (checking, savings, CDs, etc.).

You can pretty much name a benefit and Relationship Checking comes with it. The no cost features of this account include:

  • Refund up to $32 on NSF Paid Item fee/NSF Returned Item Fee per statement cycle
  • Up to $10 back per statement cycle on foreign ATM fees or surcharges
  • Your first box of checks
  • No fees for paper statements and notices
  • Refund for up to 5 money order fees and 5 cashier's check fees per statement cycle
  • Refunds of incoming wire fees (up to $25 per statement cycle)
  • $300 credit toward home equity loans and lines of credit and secondary market real estate closing fees
  • Trust service consultation
  • IDProtect® Identity Theft Protection Service
  • Cell Phone Protection
  • CardControl card management app

You must maintain a minimum daily balance of $1,000 to earn interest. There is a $25 service charge per statement cycle if the average daily balance* or total deposits is not met.

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the statement cycle.

This account requires a minimum $100 opening deposit.

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Free Online Banking

Whether you just want to view your transactions, pay bills or transfer money, online banking will allow you to bank anywhere, anytime.

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Free Mobile and Tablet Apps

Enjoy our mobile app which will allow you to deposit checks, transfer money and control your cards.

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Free Debit Card

Completely secure, access your money with ATMs across 7 states. And enjoy a variety of ways to pay in store or online.

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Features of Relationship Account

Minimum Balance

$15,000 average balance or $50,000 across all your accounts

Fees

No fees as long as you meet either minimum balance

Statements

Paper, electronic and you can review your account online

Earns Interest

Yes, the higher the balance the higher the rate

Today's Rates

Interest Rate and APY

Relationship Account Interest Rate Annual Percentage Yield
$0.00-$999.99 N/A N/A
$1,000.00-$9,999.99 0.65% 0.65%
$10,000.00-$49,999.99 0.81% 0.81%
$50,000.00-$249,999.99 0.96% 0.96%
$250,000.00-$999,999.99 1.22% 1.23%
$1,000,000.00 and up 1.57% 1.58%

 

Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.

Start Your Application With Confidence

Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.

Complete Your Application In 5 Minutes

  1. Tell us about yourself
  2. Customize your account preferences
  3. Complete your initial deposit

What You'll Need To Apply

  • Name, Address, Phone and Social Security Number or ITIN
  • Valid ID (driver's license, state ID, passport)
  • $100 minimum opening deposit from a card or bank account

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