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Paula grew up in Lynch, Nebraska, about 40 miles northeast of O'Neill, and has lived in O'Neill since she joined the bank in 1982. Paula is a 1982 graduate of Wayne State College with a bachelor’s degree in business administration. She has experience in bank operations, along with agricultural, commercial and consumer lending. She and her husband have four children, and she is involved in various civic and charitable organizations in the community. Paula enjoys spending time with her family and grandchildren, camping and supporting local school and church activities.