Fast Money Blog

  • To Buy or Not to Buy? That is the question when considering your next home.


    A home is often the largest investment most people will make, but there are risks associated with home ownership. So how do you know if now is the time to make the investment? Here are a few tips: Pay off high-interest debt first Credit cards and

  • Warm Sweet Home


    Whether welcoming back college students on semester break, hosting some toasty neighborhood get-togethers or just snuggling in yourself, wintertime is a great time to embrace a warm sweet home. In fact, the IRS has made this a timely occasion to

  • How to Get the Most from a Remodel.


    If you’re moving into a new house, looking to sell yours, or just thinking about ways to improve your living space, home renovations can seem like a daunting and expensive task. According to HomeAdvisor, the average kitchen remodel in the U.S. costs

  • A Little Preparation Could Help You Buy Your Next Home With Ease


    Your credit score, renter history, debt and income all play a big role in your ability to qualify for a loan. They also impact your interest rate and the amount you will pay in interest on that loan. The earlier you start preparing, the better. Here

  • Tapping Home Equity Isn't Limited to Loans. See if a Line of Credit is a Better Choice for You


    Your home equity is a valuable asset that you can access for home improvements, to pay off debt or for any reason you choose. Today, there’s more than one way to convert your home’s equity into cash without selling. Understanding which option is

  • What You Need to Know About Mortgages


    Whether the market is cool or hot—like it is today in many places—purchasing your ideal home requires careful navigation of the mortgage process. Jump in too quickly and you might face higher fees and interest rates. Take too long and, in today’s

  • How to Save for a Down Payment on a Home


    The first step is to understand how much you’ll need to save. Talking to a mortgage expert like the ones at Pinnacle Bank can help you understand your options. A 20% down payment is generally seen as a good number to aim for, and is typically the

  • Buying a home: What to consider


    Buying a home is one of the biggest financial decisions most people make. The average homeowner will be in their home for 13 years 1 . So it’s important to choose a home that you can afford now, and that will contribute to your quality of life for